I was hav­ing a con­ver­sa­tion on the phone a few days ago with a friend and horse train­er col­league I’ve known for over 30 years.

We were catch­ing up on our cur­rent lives, but also did a good bit of rem­i­nisc­ing on the great mem­o­ries we both shared and the paths our lives have tak­en. We both agreed we were in the horse busi­ness at the best of times.

The sub­ject of retire­ment came up, which of course cir­cled around to mon­ey and is exact­ly why I am writ­ing this post.

If you don’t have a plan in place that will auto­mat­i­cal­ly set aside an amount of mon­ey each week or month towards your future, this book is for you.

I came upon it quite by acci­dent in 2003 and by apply­ing what I learned after read­ing it, changed my finan­cial future. You will learn about the “lat­te fac­tor,” how to make sav­ing auto­mat­ic and have a new appre­ci­a­tion on how small amounts com­pound­ed over time can make a huge difference.

And it’s nev­er too late to start and no amount is too small to start with.…JUST START!

You can hear my sto­ry in the Face­book LIVE video above that I record­ed over a year ago and if you know some­one that could ben­e­fit from this infor­ma­tion, please, please share it.

Keep smil­ing and LIVE BETTER!